You freeze before better crystals
More warmth can turn a short climb into a route that reaches better crystal spots.
Warmth matters when cold stops the climb before your pickaxe or backpack can create value. Use it to reach higher crystals, not as a blind first purchase every time.
Choose warmth when survival is the bottleneck. Hold it when mining speed or capacity is clearly costing more time.
More warmth can turn a short climb into a route that reaches better crystal spots.
If you survive long enough but crystals take too long, pickaxe speed may pay back sooner.
If you leave because the bag is full, warmth will not solve the main problem yet.